Pay Later with Klarna
This option gives you up to 30 days to pay once your new stuff has been shipped. No fees, no interest, ever.
Pay Later in 3 with Klarna
Shop now and pay for your new stuff in 3 easy (and free!) instalments, taken monthly. No interest fees or late-payment charges – ever.
Remember to spend responsibly – sometimes splitting up payments might not always be the best option (just saying). Take a look at our FAQs for the full lowdown.
1. A UK bank account
2. To be 18 years of age or over
3. A UK residential address
At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe payments are so much more than just a way to send money. That’s why our smooth checkout options give you more time and control so you can focus on the things you love.
● More than 90 million shoppers are using Klarna.
● 200,000 retailers are working with us worldwide.
● We’re one Europe’s largest banks and we’ve been powering online checkouts for over 15 years.
Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.
Willies is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.
Terms & Conditions Apply
Paying later or in instalments are great ways to budget and spread the cost of your spending – but do think carefully about your finances before picking any kind of 'pay later' option. Make sure you plan ahead and have enough money to pay the amounts back each month. If you want to know a bit more, our helpful FAQs are a good place to start.
If you choose Klarna's pay in 30 days or Pay in 3 options, Klarna will never charge interest or late fees, and there is no impact on your credit score (either for choosing to use Klarna, or if a payment is late or missed). This doesn't mean you should go wild, though. It's more about enjoying the choice to spend flexibly, and you should be sensible with the amount of stuff you buy. Plus, don't forget to keep checking in on any remaining pay-later balances.
Just so you know, Klarna will perform soft searches with credit reference agencies when you take out its payment options (‘Pay in 3’ or ‘Pay in 30 days’) – this is just to check that you're eligible. Don't worry, this won't impact your credit file and it's only visible to you and Klarna.
If you have any trouble with your order, please contact Klarna Customer Service.
In order to offer you Klarna’s payment methods, we might in the checkout pass your personal data in the form of contact and order details to Klarna, in order for Klarna to assess whether you qualify for their payment methods and to tailor those payment methods for you. Your personal data transferred is processed in line with Klarna’s own privacy notice